Commercial banks that provide digitally-based services are now required to implement two-factor authentication whenever verifying data, information and supporting documents that are submitted by existing/prospective customers. This authentication process must encompass "something you are" factor verification.

Applicants can register their KKPR Proposals by submitting request letters simultaneously with the required documents, which should include: location coordinates, required land area for space utilization activities, land tenure information, types of activities/KBLI, floor numbering and area plans for the relevant buildings, pre-study documents that address the feasibility of space utilization activities, technical building plans and/or area master plans, and supporting documents that address nationally strategic activities.

This new Regulation has been drafted with a significant contribution being made by relevant stakeholders, resulting in a more comprehensive and promising consumer and public protection infrastructure. Despite the broad scope of this new framework, the public focus has been on provisions that set limits and requirements in relation to the carrying out of debt collection activities in an effort to prevent the violence and threats that are commonly associated with these activities

The transparent handling of consumer reports is also one of the key areas of focus of this Regulation. In this regard, organizers are now required to verify incoming reports while also providing effective mechanisms that are capable of handling reports. The regulation also introduces mechanisms that are capable of compensating consumers for any losses that are sustained as a result of Organizers mistakes or non-compliance. These new mechanisms place a strong emphasis on the mitigation and handling of fraud

While maintaining the list of economic operators ("Operators") that were previously deemed eligible to be recognized as Authorized Economic Operators ("AEO") (i.e. importers/exporters, carriers, Customs Service Management Companies [Pengusaha Pengurusan Jasa Kepabeanan/PPJK] and other parties related to the global supply chain), manufacturers have now been included on this list. Moreover, the following responsibilities of recognized AEO have now been incorporated: 1) Independent monitoring of the fulfillment of AEO terms and conditions; 2) Helping to improve understanding of laws and regulations that apply within the customs-and-excise sector; and 3) Displaying of the AEO logo in predetermined locations.

Commercial Banks ("Banks") are required to conduct periodic self-assessments of their digital maturity levels ("Assessments") at least once a year by considering both internal and external changes. Assessments encompass various aspects, including IT governance, IT architecture, IT risk management, cyber resilience and security, technology, data, collaboration and consumer protection. Assessments also involve analysis of the implementation of controls that relate to the various digital maturity aspects outlined under this Regulation.

Different types of wild plants and animals (Tumbuhan dan Satwa Liar - "TSL") may be utilized after business licenses for the following activities have first been secured: 1) Conservation agencies working in the public interest; 2) TSL types in captivity; 3) Domestic/overseas distribution of TSL types; and 4) Demonstration of TSL types. Said business licenses should be issued based on the relevant levels of risk (medium-high and high).

Indonesias Supreme Court (Mahkamah Agung - "MA") has now enforced various legal formulations (rumusan hukum) deriving from each of the six MA chamber plenary meetings. The aforementioned chambers break down as follows: 1) Criminal Chamber; 2) Civil Chamber; 3) Religious Chamber; 4) Military Chamber; 5) State Administration Chamber; and 6) Secretariat Chamber.

Three categories of effective monthly PPh-21 tariffs are available, specifically: Category A, Category B and Category C, which encompass 0% 34% tax tariffs in accordance with certain gross monthly incomes.

Goods that passengers and vehicle crews (collectively referred to as "Carriers") carry into and/or out of areas that are established as free trade zones and free ports (collectively referred to as Free Trade Areas "FTA") are subject to the mandatory submission of customs notifications ("Notifications"). Broadly speaking, the submission of Notifications may either be carried out: 1) In writing (i.e. via customs declarations or Notifications for entries or releases of goods); or 2) Verbally (i.e. through either of the available customs service lines).