The Amendment has now revised the eligibility criteria that apply to Recipients of agricultural equipment and machinery (Alat dan Mesin Pertanian "Alsintan") credit ("Credit") to also include micro-, small- and medium-scale enterprises ("UMKM") that operate within the agricultural sector, as well as UMKM that are organized as farmers groups or joint farmers groups, and individual farmers. The Amendment also introduces greater flexibility in terms of credit distribution by allowing down payments to be determined through mutual agreements between Recipients and Distributors and permits credit restructuring for non-performing Credit with repayment periods of up to seven years now possible. Additionally, Distributors may now request additional collateral beyond any principal Alsintan-financed assets.
The Amendment has now broadened the scope of the consigned goods (Goods) that are permitted to be imported or released through free-trade zones and free ports (collectively referred to as Free Areas). Explicitly, certain criteria specific to relevant trade Goods (e.g. Goods that are derived from trading activities via electronic systems [Perdagangan Melalui Sistem Elektronik PMSE] and/or the availability of invoices as proof of transaction) no longer feature under the Amendment. Moreover, the Amendment now allows other parties (e.g. individuals or legal/non-legal business entities) to import or release Goods to and from Free Areas on behalf of foreign organizers of PMSE that have yet to appoint domestic business entities located in Indonesia to act as their representatives in relation to imports or releases of Goods.
Regulation 3/2025 introduces a renewed disciplinary framework that now applies not only to doctors and dentists but also to other types of healthcare professionals. Complaints must now be submitted via the National Health Information System (Sistem Informasi Kesehatan Nasional/SIKN) within three years of any incident and should be supported by adequate evidence of a patient-provider relationship. Where online submission is not feasible, manual filing with the Professional Disciplinary Council (Majelis Disiplin Profesi/MDP) remains available. Respondents are given five working days which to offer a response, while examinations must be concluded within 60 calendar days
The relevant activities and obligations of five new categories of postal service have now been clarified in detail, including the requirement to provide specific facilities and infrastructure such as service outlets, warehouses and means of transportation. Organizers of written communication/electronic mail services, as well as parcel and logistics services are now required to operate across at least 50% of Indonesian provinces and must also operate certified information security management systems.
The Financial Services Actors Information System (Sistem Informasi Pelaku "SIPELAKU") is provided by the Financial Services Authority (Otoritas Jasa Keuangan "OJK") and allows financial institutions and relevant stakeholders ("Users") to access the track records of individuals or entities involved in fraudulent or harmful practices for specific purposes, such as employee decisions and consumer profiling. In order to gain access to the system, Users must apply electronically to the OJK and must meet various anti-fraud reporting obligations. Meanwhile, the number of access rights that are granted for the system will be based on business complexity. In addition, Users are also required to maintain and track the confidentiality of their records through processes of internal governance, as well as through annual audits, with any non-compliance potentially resulting in fines of up to Rp. 6 billion.
In addition to expanding the forms of Green Industry Awards ("Awards") that can be granted to industrial companies ("Companies"), this new framework also outlines six distinct categories that specifically relate to efforts by Companies to use their resources efficiently and effectively in line with green industry principles. The new categories include: 1) Best Performance in Green Industry Implementation; 2) Transformation Towards Green Industry; and 3) Thematic Awards. Moreover, Awards are now also to be bestowed upon the best Green Industry Certification Bodies (Lembaga Sertifikasi Industri Hijau/LSIH) and green industry auditors.
The utilization of the 2.6 GHz radiofrequency band, which has a frequency range of 2500 - 2690 MHz, is expected to boost Indonesias mobile broadband access speed. The right to utilize the 2.6 GHz radiofrequency band will be granted in form of Radiofrequency Band Permits (Izin Pita Frekuensi Radio/IPFR) for the operation of mobile cellular networks that offer nationwide coverage.
Any use of funds for capital contributions by shareholders is now required to be declared, while no such funds must originate from any of the following prohibited sources: 1) Loans; 2) Money laundering; 3) Terrorism financing; 4) Financing of the proliferation of weapons of mass destruction; and 5) Financial crimes. However, exceptions to these prohibitions are available to shareholders that comprise government entities or that are controlled by government entities.
Three incentive options are available for share transactions that are quoted by Stock Liquidity Providers ("LP") through the regular market. The first option offers a transaction fee reduction for the selection of at least one share from the LP securities list. The second option extends a fee reduction and an additional monthly incentive of Rp. 20 million for selections of 10 shares at the least with one package per 10 shares. In this regard it should be noted that any excess incentive beyond the monthly billing will not be paid, carried over or converted. The third option extends quotation facilities for 10 shares at the least and a maximum of two packages.
Organizers of Financial Sector Technology Innovations (Inovasi Teknologi Sektor Keuangan/ITSK) ("Organizers") are required to submit annual business plans to the Financial Services Authority (Otoritas Jasa Keuangan "OJK") by 10 November of the preceding year. In addition to this business plan, Organizers must also regularly submit periodic reports (i.e. monthly, semesterly and annual reports) and incidental reports detailing any changes that are made to their business activities, as well as institutional matters and incidents that occur such as cyberattacks. Along with digital financial asset traders, Organizers are also obliged to report on the implementation of anti-fraud strategies. All submissions must be completed through the OJKs electronic reporting system.