This Draft Regulation introduces a more comprehensive framework for business plan, realization and monitoring reports, as are submitted by insurance and reinsurance companies, including standardized reporting formats and submission procedures, which should be completed through the Financial Services Authority (Otoritas Jasa Keuangan ? ?OJK?) system. The Draft Regulation also mandates business plan disclosures that are based on Statements of Financial Accounting Standards (Pernyataan Standar Akuntansi Keuangan/PSAK) 109 and 117, strengthens governance requirements and is inviting stakeholder feedback prior to a deadline of 20 July 2026.

The Ministry of Micro, Small and Medium Enterprises has introduced new mandatory standards for KBD that are initiated between UMK and PPMSE. The new framework mandates written agreements, enforces specific service fee structures and requires major platforms to provide at least a 50% discount on service fees for UMK that sell domestic products. The overall goal is to balance market dynamics and support local economic growth.

This new framework represents a paradigm shift in the classification of hospitals, specifically a move from bed-count quotas to service capability tiers (i.e. comprehensive, main, middle and basic tiers). This Regulation also significantly relaxes foreign investment barriers by allowing for the creation of 50-bed facilities, provided that they offer comprehensive-tier services, while tightening overall enforcement through new fines and accreditation sanctions. A two-year transition period can also be used by existing hospitals in order to bring their operations and compliance structures into line with the new framework.

This Regulation introduces a mandatory nutri-level labeling system for ready-to-drink beverages, powder drinks, and liquid or solid concentrates based on their sugar, salt (in the form of sodium) and fat content, to be displayed alongside the Nutritional Value Information (Informasi Nilai Gizi ? ?ING?) table and fully implemented by June 2028. This Regulation also revises ING requirements, including mandatory disclosure of total sugar and updated exemption categories. Additionally, micro-scale enterprises may use BPOM standards or ingredient-based calculations to determine nutritional values.

The Fourth Amendment significantly tightens foreign exchange monitoring by lowering the monetary threshold for mandatory supporting documents on outgoing foreign currency transfers from US$ 50,000 to US$ 25,000. This regulatory shift demands that banks and corporate customers immediately upgrade their internal compliance protocols to validate mid-tier cross-border payments. By expanding the scope of reportable transactions, the central bank aims to ensure currency movements reflect genuine economic activities, materially increasing the administrative burden for international commerce.

The Draft Regulation is set to expand the allowable underlying assets for structured products so that they include commodities and equities, boost market attractiveness and effect further financial deepening. Commercial banks must comply with updated customer classifications, shortened cooling-off periods and stringent transparency requirements, while gaining the flexibility to utilize electronic signatures and agreements.

This Regulation aims to strengthen environmental oversight by integrating supervision and sanctions into the Online Single Submission (OSS) system, expanding supervisory authority to KPBPB, KEK and the Capital City of Nusantara Authority, and also introducing virtual inspections. The new framework also establishes a seven-day administrative objection mechanism, revises the applicable administrative fines and broadens the Minister?s authority to assume supervision from regional and certain special-area authorities.

The Draft Regulation consolidates and replaces five separate regulations governing capital market professionals (i.e. WPPE, WPEE, WMI, and WAPERD), while significantly expanding the licensing framework through more granular license segmentation and tiered competency levels. It also introduces stricter compliance obligations, including mandatory use of an integrated electronic licensing system, real-time continuing education reporting, and clearer restrictions on dual roles and conflicts of interest, with non-compliance subject to administrative sanctions up to permanent license revocation.

This Regulation expands Indonesia?s Nationally Determined Contribution (?NDC?) framework by adding marine and fisheries, blue carbon management, and oil and gas to its scope of mitigation. Meanwhile, Carbon Allocation and Carbon Reserves should be considered during any NDC target-setting. The new framework also clarifies Greenhouse Gas (GHG) inventory requirements and institutional responsibilities as regards Measurement, Reporting and Verification (MRV). Finally, the new Regulation also aims to strengthen transparency through mandatory reporting, which should be completed via the SRN PPI and through SRUK interoperability.

This Amendment marks a significant recalibration of Indonesia?s financial sector architecture through the expansion of parliamentary oversight over core financial authorities, the embedding of restorative justice into financial sector enforcement, and the broadening of the OJK?s reach to new markets and state-linked financing structures. Taken together, these reforms herald a more interventionist and institutionally integrated regulatory model, while leaving important questions regarding implementation, coordination, and regulatory independence to be addressed by follow-up rules.