Bank Indonesia (?BI?) has set out how natural resource exporters qualify for special export proceeds treatment under bilateral trade arrangements, through a government-coordinated list matched by taxpayer identification number and published by BI. Listed exporters that do not wish to use the treatment must notify BI by the published deadline, while the special provisions apply to export customs declarations issued since 1 September 2026

Regulation 32/2026 extends Bank Indonesia consumer protection obligations to money market and foreign exchange derivatives players and financial market infrastructure providers. It requires a dedicated consumer protection unit and the allocation of at least 3% of marketing costs to education. It also halves the resolution period for written complaints to 10 business days and introduces a dedicated track for fraud-related complaints.

The Financial Services Authority has updated the provisions governing commercial banks? business plans. Business plans must now be aligned with the corporate plan, information technology strategic plan, and sustainable finance action plan, while their scope has been expanded to include divestment plans and office networks. These new provisions apply to business plans for 2028.

Bank Indonesia (?BI?) has amended its export-proceeds rules to implement the Government?s special treatment for natural resource exporters covered by bilateral trade agreements, under which their mining export proceeds may be placed and converted into rupiah at designated foreign exchange banks. Bank designations may now reflect cross-ministerial input, supervision may now also rely on a government-coordinated list of eligible exporters, and the special treatment applies to export customs declarations issued from 1 September 2026.

The Amendment updates the Auction of State Sharia Securities (Surat Berharga Syariah Negara ? ?SBSN?) auction framework by requiring the maximum target amount and settlement date in auction plans, introducing a fallback pricing mechanism for non-competitive bids where no competitive bids are submitted, and removing the benchmark-series trigger for additional auctions. Additional SBSN auctions may now be conducted where the main auction falls short of its maximum target amount, with bidding and settlement prices determined by reference to the main auction results.

Bank Indonesia introduces a more structured hedging framework for conventional commercial banks participating in monetary operations, requiring buy swap, sell swap, and domestic non-deliverable forward (DNDF) transactions to be categorized based on their underlying economic activities.

The Second Amendment increases the maximum aggregate Macroprudential Liquidity Incentive Policy (Kebijakan Insentif Likuiditas Makroprudensial ? ?KLM?) from 5,5% to 6%, introduces a securities ownership ratio as a basis for obtaining KLM, removes interest rate-based and non-third-party funding incentives, and revises sectoral allocations and evaluation periods, including reducing the services and creative economy sector allocation to 0,1% and introducing monthly evaluations for securities ownership-based KLM.

The Draft Regulation will strengthens the integrated capital adequacy framework for of the Financial Conglomerate Required to Establish a Financial Holding Company (Konglomerasi Keuangan yang Wajib Membentuk Perusahaan Induk Konglomerasi Keuangan/KK Wajib PIKK) by maintaining the minimum 100% threshold, shifting primary responsibility to PIKK, and increasing administrative sanctions for late reporting.

This Regulation establishes a framework for Appointed Cross-Currency Dealer (ACCD) banks to settle bilateral transactions between Indonesia and Singapore using Special Purpose Non-Resident Accounts (SNAs) and Sub-SNA accounts. This Regulation sets documentation thresholds for fund transfers, qualifies eligible trade and investment activities, and permits diverse treasury transactions, including DNDF trades. Additionally, Singapore ACCD banks face a Rp1.25 trillion end-of-day balance cap on Indonesian SNA Rupiah accounts, alongside a one-year limit on placements and direct borrowings.

Regulation 23/2026 introduces stricter operational and reporting requirements for banks and Rupiah Cash Processing Service Providers (Penyelenggara Jasa Pengolahan Uang Rupiah/PJPUR), including mandatory use of Bank Indonesia Cash Services Information System (Bank Indonesia Sistem Informasi Layanan Kas/BISILK), enhanced oversight of third-party service providers, and annual reporting obligations for Rupiah currency exchange services.