The Financial Services Authority has updated the provisions governing commercial banks? business plans. Business plans must now be aligned with the corporate plan, information technology strategic plan, and sustainable finance action plan, while their scope has been expanded to include divestment plans and office networks. These new provisions apply to business plans for 2028.

Bank Indonesia introduces a more structured hedging framework for conventional commercial banks participating in monetary operations, requiring buy swap, sell swap, and domestic non-deliverable forward (DNDF) transactions to be categorized based on their underlying economic activities.

The Draft Regulation will strengthens the integrated capital adequacy framework for of the Financial Conglomerate Required to Establish a Financial Holding Company (Konglomerasi Keuangan yang Wajib Membentuk Perusahaan Induk Konglomerasi Keuangan/KK Wajib PIKK) by maintaining the minimum 100% threshold, shifting primary responsibility to PIKK, and increasing administrative sanctions for late reporting.

This Regulation establishes a framework for Appointed Cross-Currency Dealer (ACCD) banks to settle bilateral transactions between Indonesia and Singapore using Special Purpose Non-Resident Accounts (SNAs) and Sub-SNA accounts. This Regulation sets documentation thresholds for fund transfers, qualifies eligible trade and investment activities, and permits diverse treasury transactions, including DNDF trades. Additionally, Singapore ACCD banks face a Rp1.25 trillion end-of-day balance cap on Indonesian SNA Rupiah accounts, alongside a one-year limit on placements and direct borrowings.

Regulation 23/2026 introduces stricter operational and reporting requirements for banks and Rupiah Cash Processing Service Providers (Penyelenggara Jasa Pengolahan Uang Rupiah/PJPUR), including mandatory use of Bank Indonesia Cash Services Information System (Bank Indonesia Sistem Informasi Layanan Kas/BISILK), enhanced oversight of third-party service providers, and annual reporting obligations for Rupiah currency exchange services.

This Fourth Amendment expands eligible currencies and transactions for Foreign Exchange Term Deposits and DNDF Hedging. This Fourth Amendment introduces Conventional Sell Swap Hedging to BI, subject to specified requirements, including a minimum composite bank soundness rating of three. This Fourth Amendment also expands underlying transactions for Conventional Buy Swap Hedging to BI, with further requirements and eligible underlying assets to be stipulated through BI?s technical guidelines, website and/or designated media.

This Circular requires participating banks to report changes to core institutional data to the LPS through the e-Laporan system, supported by relevant documents, including OJK decrees and RUPS deeds or minutes. Reportable changes include the bank?s identity, business activities, shareholders, PSP, BoC and BoD. Reports must be submitted within 14 business days, with non-compliance potentially resulting in a written reprimand.

This Regulation establishes a foreign exchange hedging framework involving Domestic Partner Banks (DPB), Overseas Partner Banks (OPB) and Registered Global Investors (RGI), requiring back-to-back transactions supported by eligible Indonesian portfolio assets. This Regulation sets stipulation, registration, partnership, operational and eligible transaction requirements, alongside risk management, KYC, reporting and supervisory obligations. This Regulation also imposes exposure limits and administrative sanctions, including suspension or revocation of registration or stipulation, for non-compliance.

This Technical Guidelines establishes standardized licensing procedures for treasury dealers, treasury professional associations, LSP and SRO PUVA, alongside digital reporting requirements for banks, UUS, IPK organizers and other designated entities. This Technical Guidelines also prescribes reporting deadlines and standardized submission procedures, with non-compliance subject to administrative sanctions.

This new Draft Regulation introduces a more comprehensive and risk-based bank examination framework through the expansion of the supervisory scope of the Financial Services Authority (Otoritas Jasa Keuangan/OJK). This expansion will be facilitated by greater access to banking systems and data, thereby enabling technology-driven examinations to be completed. The new framework also replaces the fixed annual examination approach with risk-based assessments and strengthens enforcement through broader administrative sanctions and significant financial penalties.