Rabu, Agustus 29, 2018 | Issue Number : 3434

OJK Finally Issues Umbrella Legal Framework for Financial Technology

Non-Banking Financial Services Technology, Media and Telecomunication

In a bid to steer digital financial innovation in Indonesia in a more responsible, secure and consumer-protection-friendly direction,[1] the Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) has issued Regulation No. 13/POJK.02/2018 on Digital Financial Innovations within the Financial Services Sector (“Regulation 13/2018”).

In essence, Regulation 13/2018 serves as a new set of rules for financial technology (fintech) in a bid to support the development of Digital Financial Innovation (Inovasi Keuangan Digital – “IKD”) within Indonesia.[2] With this overall objective in mind, Regulation 13/2018 sets out various IKD-related provisions which address the following areas:

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