Bank Indonesia (“BI”) has issued Regulation No. 10 of 2026 on Payment System Data Arrangements (“Regulation 10/2026”), which governs how payment system data is processed and exchanged and introduces a payment system data infrastructure operated by BI (“Data Infrastructure”).[1] Essentially, the wider adoption of digital economic and financial services has heightened risks such as cyber risks and fraud, calling for this infrastructure to strengthen the industry’s risk management and transaction integrity in line with the Indonesian Payment System Blueprint 2030.[2]
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