Senin, Januari 26, 2026 | Issue Number : 5308

Reminder: Revised Procedures for Bank Publication Reports and New Health Insurance Product Criteria Now in Effect

Between May and August 2025, the Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) rolled out a series of regulatory frameworks for application across the banking and non-banking financial services sectors, particularly the insurance industry. However, these frameworks were characterized by specified grace periods that are/were applicable prior to their full enforcement, as summarized in the following table:

Applicable Sector	Regulatory Frameworks	Full Enforcement Deadline
Banking	Regulation of the OJK No. 18 of 2025 on Transparency and the Publication of Bank Reports (“Regulation 18/2025”)[1]	8 February 2026[2]
Insurance	Circular of the OJK No. 7/SEOJK.05/2025 on the Organization of Health Insurance Products (“Circular 7/2025”)[3]	1 January 2026[4]

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Applicable Sector	Regulatory Frameworks	Full Enforcement Deadline
Banking	Regulation of the OJK No. 18 of 2025 on Transparency and the Publication of Bank Reports (“Regulation 18/2025”)[1]	8 February 2026[2]
Insurance	Circular of the OJK No. 7/SEOJK.05/2025 on the Organization of Health Insurance Products (“Circular 7/2025”)[3]	1 January 2026[4]

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