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Jumat, Desember 8, 2023

Validity Period of LTV/FTV Ratios for Property Credit and Financing and Down Payments for Motor-Vehicle Credit and Financing Extended to 31 December 2024

The Bank Indonesia Board of Governors has introduced a fifth amendment to Regulation No. 21/25/PADG/2019 ("Regulation 25/2019") on the Loan-to-Value ("LTV") Ratio for Property Credit (Kredit Properti – "KP"), the Financing to Value (“FTV”) Ratio for Property Financing (Pembiayaan Properti – "PP") and Down Payments for Motor-Vehicle Credit and Financing, through the issuance of Regulation No. 19 of 2023 ("Fifth Amendment"), which is set to come into force on 1 January 2024.
In essence, the Fifth Amendment has revised the LTV ratio for KP, the FTV ratio for PP and down payments for motor-vehicle credit and financing, as originally addressed under the framework of Regulation 25/2019, so that they will now be applicable until 31 December 2024 (previously, a validity period deadline of 31 December 2023 was set).

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The Bank Indonesia Board of Governors has introduced a fifth amendment to Regulation No. 21/25/PADG/2019 ("Regulation 25/2019") on the Loan-to-Value ("LTV") Ratio for Property Credit (Kredit Properti – "KP"), the Financing to Value (“FTV”) Ratio for Property Financing (Pembiayaan Properti – "PP") and Down Payments for Motor-Vehicle Credit and Financing, through the issuance of Regulation No. 19 of 2023 ("Fifth Amendment"), which is set to come into force on 1 January 2024.
In essence, the Fifth Amendment has revised the LTV ratio for KP, the FTV ratio for PP and down payments for motor-vehicle credit and financing, as originally addressed under the framework of Regulation 25/2019, so that they will now be applicable until 31 December 2024 (previously, a validity period deadline of 31 December 2023 was set).

......

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Semua Fitur Paket Standard
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Rp 2.500.000

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Indonesian Legal Brief (ILB)
Daily Updates
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Pusat Data Peraturan dan Putusan Pengadilan Non-Precedent

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