Berlangganan Pro

Selasa, Desember 13, 2022

BI Extends Validity of LTV and FTV Ratios for Property and Motor-Vehicle Ownership until 31 December 2023

Land and Property Monetary and Payment System

The Bank Indonesia ("BI") Board of Governors recently issued Regulation No. 24/16/PADG/2022 ("Fourth Amendment"), which sets out a number of updated provisions that address Loan-to-Value ("LTV") ratios for Property Loans (Kredit Properti – "KP"), Financing-to-Value ("FTV") ratios for Property Financing (Pembiayaan Properti – "PP") and Downpayments for Motor-Vehicle Loans (Kredit Kendaraan Bermotor – "KKB") and Motor-Vehicle Financing (Pembiayaan Kendaraan Bermotor – "PKB"), as originally addressed under Regulation of the BI Board of Governors No. 21/25/PADG/2019 ("Regulation 25/2019").
In essence, the Fourth Amendment states that various provisions addressed under the framework of Regulation 25/2019 will remain valid until 31 December 2023. These provisions encompass: 1) LTV ratios for KP and FTV ratios for PP; and 2) Downpayments for KKB or PKB.
The provisions outlined under point (1) above are summarized in the table below:

......

Sudah memiliki akun? Masuk

Hukumonline Pro

Berlangganan sekarang untuk akses tak terbatas ke berbagai Analisis Hukum!

Tingkatkan kualitas penelitian hukum Anda dengan berlangganan Paket Professional Hukumonline Pro dan dapatkan lebih banyak analisis hukum untuk referensi yang komprehensif

PRO PLUS

Rp 7.500.000

per bulan

Semua Fitur Paket Professional
Layanan Penerjemahan Peraturan
Precedent Hukumonline
Virtual Discussion

PROFESSIONAL

Rp 4.500.000

per bulan

Semua Fitur Paket Standard
Terjemahan Peraturan
Peraturan Konsolidasi
Premium Stories
Monthly Law Review (MLR)
Indonesian Law Digest (ILD)

STANDARD

Rp 2.500.000

per bulan

Indonesian Legal Brief (ILB)
Daily Updates
Bantuan Layanan Pencarian Peraturan
Pusat Data Peraturan dan Putusan Pengadilan Non-Precedent

The Bank Indonesia ("BI") Board of Governors recently issued Regulation No. 24/16/PADG/2022 ("Fourth Amendment"), which sets out a number of updated provisions that address Loan-to-Value ("LTV") ratios for Property Loans (Kredit Properti – "KP"), Financing-to-Value ("FTV") ratios for Property Financing (Pembiayaan Properti – "PP") and Downpayments for Motor-Vehicle Loans (Kredit Kendaraan Bermotor – "KKB") and Motor-Vehicle Financing (Pembiayaan Kendaraan Bermotor – "PKB"), as originally addressed under Regulation of the BI Board of Governors No. 21/25/PADG/2019 ("Regulation 25/2019").
In essence, the Fourth Amendment states that various provisions addressed under the framework of Regulation 25/2019 will remain valid until 31 December 2023. These provisions encompass: 1) LTV ratios for KP and FTV ratios for PP; and 2) Downpayments for KKB or PKB.
The provisions outlined under point (1) above are summarized in the table below:

......

Sudah memiliki akun? Masuk

Hukumonline Pro

Berlangganan sekarang untuk akses tak terbatas ke berbagai Analisis Hukum!

Tingkatkan kualitas penelitian hukum Anda dengan berlangganan Paket Professional Hukumonline Pro dan dapatkan lebih banyak analisis hukum untuk referensi yang komprehensif

PRO PLUS

Rp 7.500.000

per bulan

Semua Fitur Paket Professional
Layanan Penerjemahan Peraturan
Precedent Hukumonline
Virtual Discussion

PROFESSIONAL

Rp 4.500.000

per bulan

Semua Fitur Paket Standard
Terjemahan Peraturan
Peraturan Konsolidasi
Premium Stories
Monthly Law Review (MLR)
Indonesian Law Digest (ILD)

STANDARD

Rp 2.500.000

per bulan

Indonesian Legal Brief (ILB)
Daily Updates
Bantuan Layanan Pencarian Peraturan
Pusat Data Peraturan dan Putusan Pengadilan Non-Precedent

Latest Analysis

2024 Hak Cipta Milik Hukumonline.com