Overview

Rapid changes within the technology sector have in turn led to an evolution in Indonesian business trends in recent years. Currently, the rise of so-called start-up companies is leading to Indonesian business shifting towards a more technology and internet-driven paradigm which encompasses information technology, life sciences and e-commerce. However, as with other newly established types of business, these start-up companies are vulnerable to financial risk during their early stages. As a result, securing financing facilities from more conventional types of financial institutions, such as banks and financing companies, can prove burdensome.