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Ada Pertanyaan? Hubungi Kami Marcell Sihombing
The House of Representatives (House) continues the efforts to empower micro-small-medium enterprises (UMKM). Currently, the House is discussing Draft Bill on Guarantees (Draft Bill) which is included in the 2015 National Legislative Program (2015 Prolegnas).After holding a discussion several weeks ago, the House takes another lead as they placed the Draft Bill under House Initiative alongside the Draft Bill on Public House Savings. Consequently, both Draft Bills are now awaiting government approval.
Commenting on the issue, AAGN Puspayoga, Minister of Cooperatives and Small-Medium Enterprises (UKM), said that the Draft Bill holds a very strategic role to create a greater loan access for UMKMs and cooperatives. He asserted that UMKMs give major contributions to national economy, with 59.8 percent ofnational GDP and absorbing 98 percentof Indonesian workforce.
Despite the good statistics, Minister Puspayoga explained that banks fail to optimize the potentials of UMKMs. He revealed that out of 22.15 millionof UMKMs, only 39.28 percent has receivedbank loans. Many of them must undergocountless procedures, requirements, and paperworks to obtain necessary loans.Therefore, Minister Puspayoga hopes that the Draft Bill could formulate a simpler procedure that would improve UMKM productivity.
Braman Setyo, Deputy Minister on Development and Restructurization of Cooperatives and UMKM, said that the government needs the cooperation of the Association of Indonesian Guarantee Company (Asippindo) to make sure UMKMs could obtain bank loans.
Asippindo is an association of guarantee companies with the purpose of improving guarantee business that can contribute to the national economic development. With 20 members throughout Indonesia, including Indonesia Credit Guarantee Company (Jamkrindo), the cooperation with Asippindo might broaden UMKMs chance to obtain bank loans.
Mr. Setyosays that the reduction ofPublic Business Loan (Kredit Usaha Rakyat/KUR) interest rate from 22 percent to 12 percent will bringpositive impact to UMKMs. He also hoped that it will increase micro-financing activities, develop economic growth as well as achieveincome equality.
(hot/ja)
Marcell Sihombing
The House of Representatives (House) continues the efforts to empower micro-small-medium enterprises (UMKM). Currently, the House is discussing Draft Bill on Guarantees (Draft Bill) which is included in the 2015 National Legislative Program (2015 Prolegnas).After holding a discussion several weeks ago, the House takes another lead as they placed the Draft Bill under House Initiative alongside the Draft Bill on Public House Savings. Consequently, both Draft Bills are now awaiting government approval.
Commenting on the issue, AAGN Puspayoga, Minister of Cooperatives and Small-Medium Enterprises (UKM), said that the Draft Bill holds a very strategic role to create a greater loan access for UMKMs and cooperatives. He asserted that UMKMs give major contributions to national economy, with 59.8 percent ofnational GDP and absorbing 98 percentof Indonesian workforce.
Despite the good statistics, Minister Puspayoga explained that banks fail to optimize the potentials of UMKMs. He revealed that out of 22.15 millionof UMKMs, only 39.28 percent has receivedbank loans. Many of them must undergocountless procedures, requirements, and paperworks to obtain necessary loans.Therefore, Minister Puspayoga hopes that the Draft Bill could formulate a simpler procedure that would improve UMKM productivity.
Braman Setyo, Deputy Minister on Development and Restructurization of Cooperatives and UMKM, said that the government needs the cooperation of the Association of Indonesian Guarantee Company (Asippindo) to make sure UMKMs could obtain bank loans.
Asippindo is an association of guarantee companies with the purpose of improving guarantee business that can contribute to the national economic development. With 20 members throughout Indonesia, including Indonesia Credit Guarantee Company (Jamkrindo), the cooperation with Asippindo might broaden UMKMs chance to obtain bank loans.
Mr. Setyosays that the reduction ofPublic Business Loan (Kredit Usaha Rakyat/KUR) interest rate from 22 percent to 12 percent will bringpositive impact to UMKMs. He also hoped that it will increase micro-financing activities, develop economic growth as well as achieveincome equality.
(hot/ja)