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Christina Desy, Fathan Qorib
Generating fifty percent of total gross domestic income, Indonesia’s micro, small, and medium businesses (usaha mikro, kecil, dan menengah – “UMKM”) hold an important position in Indonesia’s economic prosperity. Unfortunately, UMKMs are not well supported by sufficient access to financial services, especially from foreign financial institutions.
In this regard, Iskan Qolba Lubis, a member of the Budget Office (Badan Anggaran - Banggar) at the House of Representatives, is urging the government to require foreign financial institutions to participate in developing UMKMs. Mr. Lubis wants to see the Minister of Finance and Bank Indonesia (BI) issue policies that clearly set out obligations on foreign financial institutions to provide better access to financial services for UMKMs.
If this can be achieved, Mr. Lubis believes that UMKMs will have increased sources of credit to satisfy their capital needs. By doing so, UMKMs will be able to further develop and better compete with large companies and as a consequence reduce the economic gap between them.
Responding to this request, Agus Martowardjojo, Governor of BI, said that his institution has been striving to increase access to financial services for the public, including UMKMs, by implementing inclusive financial practices. To this end, BI has developed certain strategies to help with the implementation of such practices.
According to Mr. Martowardjojo, BI begins by collecting information on members of the public who have never used banking services. In addition, BI also educates the underprivileged on how to improve their personal financial management.
As part of this process, increased access to financial services will be provided by BI with better payment system infrastructure, as well as increased utilization of technological information and local economic networks.
“Finally, these measures will be supported by issuing regulations that ensure customer protection in accessing financial services,” concluded Mr. Martowardjojo.
(hot/kc)
Generating fifty percent of total gross domestic income, Indonesia’s micro, small, and medium businesses (usaha mikro, kecil, dan menengah – “UMKM”) hold an important position in Indonesia’s economic prosperity. Unfortunately, UMKMs are not well supported by sufficient access to financial services, especially from foreign financial institutions.
In this regard, Iskan Qolba Lubis, a member of the Budget Office (Badan Anggaran - Banggar) at the House of Representatives, is urging the government to require foreign financial institutions to participate in developing UMKMs. Mr. Lubis wants to see the Minister of Finance and Bank Indonesia (BI) issue policies that clearly set out obligations on foreign financial institutions to provide better access to financial services for UMKMs.
If this can be achieved, Mr. Lubis believes that UMKMs will have increased sources of credit to satisfy their capital needs. By doing so, UMKMs will be able to further develop and better compete with large companies and as a consequence reduce the economic gap between them.
Responding to this request, Agus Martowardjojo, Governor of BI, said that his institution has been striving to increase access to financial services for the public, including UMKMs, by implementing inclusive financial practices. To this end, BI has developed certain strategies to help with the implementation of such practices.
According to Mr. Martowardjojo, BI begins by collecting information on members of the public who have never used banking services. In addition, BI also educates the underprivileged on how to improve their personal financial management.
As part of this process, increased access to financial services will be provided by BI with better payment system infrastructure, as well as increased utilization of technological information and local economic networks.
“Finally, these measures will be supported by issuing regulations that ensure customer protection in accessing financial services,” concluded Mr. Martowardjojo.
(hot/kc)
Christina Desy, Fathan Qorib
Generating fifty percent of total gross domestic income, Indonesia’s micro, small, and medium businesses (usaha mikro, kecil, dan menengah – “UMKM”) hold an important position in Indonesia’s economic prosperity. Unfortunately, UMKMs are not well supported by sufficient access to financial services, especially from foreign financial institutions.
In this regard, Iskan Qolba Lubis, a member of the Budget Office (Badan Anggaran - Banggar) at the House of Representatives, is urging the government to require foreign financial institutions to participate in developing UMKMs. Mr. Lubis wants to see the Minister of Finance and Bank Indonesia (BI) issue policies that clearly set out obligations on foreign financial institutions to provide better access to financial services for UMKMs.
If this can be achieved, Mr. Lubis believes that UMKMs will have increased sources of credit to satisfy their capital needs. By doing so, UMKMs will be able to further develop and better compete with large companies and as a consequence reduce the economic gap between them.
Responding to this request, Agus Martowardjojo, Governor of BI, said that his institution has been striving to increase access to financial services for the public, including UMKMs, by implementing inclusive financial practices. To this end, BI has developed certain strategies to help with the implementation of such practices.
According to Mr. Martowardjojo, BI begins by collecting information on members of the public who have never used banking services. In addition, BI also educates the underprivileged on how to improve their personal financial management.
As part of this process, increased access to financial services will be provided by BI with better payment system infrastructure, as well as increased utilization of technological information and local economic networks.
“Finally, these measures will be supported by issuing regulations that ensure customer protection in accessing financial services,” concluded Mr. Martowardjojo.
(hot/kc)
Generating fifty percent of total gross domestic income, Indonesia’s micro, small, and medium businesses (usaha mikro, kecil, dan menengah – “UMKM”) hold an important position in Indonesia’s economic prosperity. Unfortunately, UMKMs are not well supported by sufficient access to financial services, especially from foreign financial institutions.
In this regard, Iskan Qolba Lubis, a member of the Budget Office (Badan Anggaran - Banggar) at the House of Representatives, is urging the government to require foreign financial institutions to participate in developing UMKMs. Mr. Lubis wants to see the Minister of Finance and Bank Indonesia (BI) issue policies that clearly set out obligations on foreign financial institutions to provide better access to financial services for UMKMs.
If this can be achieved, Mr. Lubis believes that UMKMs will have increased sources of credit to satisfy their capital needs. By doing so, UMKMs will be able to further develop and better compete with large companies and as a consequence reduce the economic gap between them.
Responding to this request, Agus Martowardjojo, Governor of BI, said that his institution has been striving to increase access to financial services for the public, including UMKMs, by implementing inclusive financial practices. To this end, BI has developed certain strategies to help with the implementation of such practices.
According to Mr. Martowardjojo, BI begins by collecting information on members of the public who have never used banking services. In addition, BI also educates the underprivileged on how to improve their personal financial management.
As part of this process, increased access to financial services will be provided by BI with better payment system infrastructure, as well as increased utilization of technological information and local economic networks.
“Finally, these measures will be supported by issuing regulations that ensure customer protection in accessing financial services,” concluded Mr. Martowardjojo.
(hot/kc)