Ada Pertanyaan? Hubungi Kami 
Ada Pertanyaan? Hubungi Kami Targets of criminal activities are not limited to individuals. Especially with cybercrime, businesses and corporations are often targeted as they hold more valuable property compared to individuals. To be more specific, businesses that are targeted by cybercrime perpetrators are microfinance institutions.
According to Muliaman D. Hadad, Chairman of the Board of Commissioners at the Financial Services Authority (OJK), microfinance institutions are the most liable to cybercrime due to their vast population.
“The number of microfinance institutions is numerous. Now we are in the process of surveying their number,” explained Mr. Hadad during a focus discussion group in Jakarta on Tuesday.
Mr. Hadad further explained that the lack of knowledge regarding electronic financial systems becomes another reason on why microfinance institutions are most prone to cybercrime.
To overcome this critical situation, he said that the OJK is currently working to improve regulatory and oversight systems for microfinance institutions, which will commence early next year.
“Financial institutions can also bring about negative effects if we are not proper in developing, regulating and supervising them, which in the end will disturb our financial system,” he concluded.
Commenting on this issue, Sutarman, Head of the Indonesian Police Force, expressed his hopes that the banking industry can anticipate cybercrime. He elaborated three steps to suppress cybercrime. The first step is a preemptive step where the financial service providers must recognize their own IT team, and to regularly change passwords.
The second step is a preventive step, in which businesses must immediately notify local police if they so much suspect cybercrime activities are taking place. And finally, the third step contains repressive measures where the law is enforced. Mr Sutarman asserted that the National Police will not hold back on anyone committing or involved in cybercrime.
(hot/kc)
Targets of criminal activities are not limited to individuals. Especially with cybercrime, businesses and corporations are often targeted as they hold more valuable property compared to individuals. To be more specific, businesses that are targeted by cybercrime perpetrators are microfinance institutions.
According to Muliaman D. Hadad, Chairman of the Board of Commissioners at the Financial Services Authority (OJK), microfinance institutions are the most liable to cybercrime due to their vast population.
“The number of microfinance institutions is numerous. Now we are in the process of surveying their number,” explained Mr. Hadad during a focus discussion group in Jakarta on Tuesday.
Mr. Hadad further explained that the lack of knowledge regarding electronic financial systems becomes another reason on why microfinance institutions are most prone to cybercrime.
To overcome this critical situation, he said that the OJK is currently working to improve regulatory and oversight systems for microfinance institutions, which will commence early next year.
“Financial institutions can also bring about negative effects if we are not proper in developing, regulating and supervising them, which in the end will disturb our financial system,” he concluded.
Commenting on this issue, Sutarman, Head of the Indonesian Police Force, expressed his hopes that the banking industry can anticipate cybercrime. He elaborated three steps to suppress cybercrime. The first step is a preemptive step where the financial service providers must recognize their own IT team, and to regularly change passwords.
The second step is a preventive step, in which businesses must immediately notify local police if they so much suspect cybercrime activities are taking place. And finally, the third step contains repressive measures where the law is enforced. Mr Sutarman asserted that the National Police will not hold back on anyone committing or involved in cybercrime.
(hot/kc)