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Ada Pertanyaan? Hubungi Kami Fathan Qorib, Yanuar Pribadhie
The Financial Services Authority (OJK) is now preparing a regulation on asset-backed securities secured by mortgages, so called mortgage-backed securities. Firdaus Djaelani, Commissioner for Non-Bank Financial Industries at the OJK says that the regulation is expected to be issued sometime this month.
As explained by Firdaus, the regulation will allow PT Sarana Multigriya Finansial (SMF), a state-owned company focusing on house financing, to issue securities that will be available to financial service institutions. Prior to this, SMF has made 5 purchases of housing loan assets from PT Bank Tabungan Negara (BTN) Tbk in form of claims totaling IDR 3.933 trillion.
Firdaus further says that the regulation will encourage banks to provide financing for housing loans with SMF to issue mortgage-bank securities over bank assets.
“We hope that the cooperation between SMF and BTN will be more broadly adopted, because many banks are providing housing loans. We still need approximately 15 million housing units. That means, the funds needed are considerable. We need to ensure that liquidity is not hampered. This form of cooperation is the answer,” said Firdaus.
SMF welcomes the proposal. Since 2008, it has been granted financing totaling IDR 12 trillion. According to a Director of SMF Raharjo Adisusanto, this is for long term financing, namely housing loans.
Giving further details, Raharjo said that IDR 8 trillion was for loans, and IDR 4 trillion was for securitization. Th total number of housing loan debtors totaled 309,892. In 2013, SMF has provided loans amounting IDR 3.507 trillion consisting of IDR 1 trillion for securitization and IDR 2.507 trillion in loans.
Raharjo stated that SMF will continue to procure capital from the exchange by issuing mortgage-backed securities. He hopes that in the future there will be more investors interested in investing in these financial products.
“Capital market development for housing loan securities is relatively safer as it is backed by the claim against the underlying asset and increasing values of the underlying property,” concludes Raharjo.
(hot/kc)
The Financial Services Authority (OJK) is now preparing a regulation on asset-backed securities secured by mortgages, so called mortgage-backed securities. Firdaus Djaelani, Commissioner for Non-Bank Financial Industries at the OJK says that the regulation is expected to be issued sometime this month.
As explained by Firdaus, the regulation will allow PT Sarana Multigriya Finansial (SMF), a state-owned company focusing on house financing, to issue securities that will be available to financial service institutions. Prior to this, SMF has made 5 purchases of housing loan assets from PT Bank Tabungan Negara (BTN) Tbk in form of claims totaling IDR 3.933 trillion.
Firdaus further says that the regulation will encourage banks to provide financing for housing loans with SMF to issue mortgage-bank securities over bank assets.
“We hope that the cooperation between SMF and BTN will be more broadly adopted, because many banks are providing housing loans. We still need approximately 15 million housing units. That means, the funds needed are considerable. We need to ensure that liquidity is not hampered. This form of cooperation is the answer,” said Firdaus.
SMF welcomes the proposal. Since 2008, it has been granted financing totaling IDR 12 trillion. According to a Director of SMF Raharjo Adisusanto, this is for long term financing, namely housing loans.
Giving further details, Raharjo said that IDR 8 trillion was for loans, and IDR 4 trillion was for securitization. Th total number of housing loan debtors totaled 309,892. In 2013, SMF has provided loans amounting IDR 3.507 trillion consisting of IDR 1 trillion for securitization and IDR 2.507 trillion in loans.
Raharjo stated that SMF will continue to procure capital from the exchange by issuing mortgage-backed securities. He hopes that in the future there will be more investors interested in investing in these financial products.
“Capital market development for housing loan securities is relatively safer as it is backed by the claim against the underlying asset and increasing values of the underlying property,” concludes Raharjo.
(hot/kc)
Fathan Qorib, Yanuar Pribadhie
The Financial Services Authority (OJK) is now preparing a regulation on asset-backed securities secured by mortgages, so called mortgage-backed securities. Firdaus Djaelani, Commissioner for Non-Bank Financial Industries at the OJK says that the regulation is expected to be issued sometime this month.
As explained by Firdaus, the regulation will allow PT Sarana Multigriya Finansial (SMF), a state-owned company focusing on house financing, to issue securities that will be available to financial service institutions. Prior to this, SMF has made 5 purchases of housing loan assets from PT Bank Tabungan Negara (BTN) Tbk in form of claims totaling IDR 3.933 trillion.
Firdaus further says that the regulation will encourage banks to provide financing for housing loans with SMF to issue mortgage-bank securities over bank assets.
“We hope that the cooperation between SMF and BTN will be more broadly adopted, because many banks are providing housing loans. We still need approximately 15 million housing units. That means, the funds needed are considerable. We need to ensure that liquidity is not hampered. This form of cooperation is the answer,” said Firdaus.
SMF welcomes the proposal. Since 2008, it has been granted financing totaling IDR 12 trillion. According to a Director of SMF Raharjo Adisusanto, this is for long term financing, namely housing loans.
Giving further details, Raharjo said that IDR 8 trillion was for loans, and IDR 4 trillion was for securitization. Th total number of housing loan debtors totaled 309,892. In 2013, SMF has provided loans amounting IDR 3.507 trillion consisting of IDR 1 trillion for securitization and IDR 2.507 trillion in loans.
Raharjo stated that SMF will continue to procure capital from the exchange by issuing mortgage-backed securities. He hopes that in the future there will be more investors interested in investing in these financial products.
“Capital market development for housing loan securities is relatively safer as it is backed by the claim against the underlying asset and increasing values of the underlying property,” concludes Raharjo.
(hot/kc)
The Financial Services Authority (OJK) is now preparing a regulation on asset-backed securities secured by mortgages, so called mortgage-backed securities. Firdaus Djaelani, Commissioner for Non-Bank Financial Industries at the OJK says that the regulation is expected to be issued sometime this month.
As explained by Firdaus, the regulation will allow PT Sarana Multigriya Finansial (SMF), a state-owned company focusing on house financing, to issue securities that will be available to financial service institutions. Prior to this, SMF has made 5 purchases of housing loan assets from PT Bank Tabungan Negara (BTN) Tbk in form of claims totaling IDR 3.933 trillion.
Firdaus further says that the regulation will encourage banks to provide financing for housing loans with SMF to issue mortgage-bank securities over bank assets.
“We hope that the cooperation between SMF and BTN will be more broadly adopted, because many banks are providing housing loans. We still need approximately 15 million housing units. That means, the funds needed are considerable. We need to ensure that liquidity is not hampered. This form of cooperation is the answer,” said Firdaus.
SMF welcomes the proposal. Since 2008, it has been granted financing totaling IDR 12 trillion. According to a Director of SMF Raharjo Adisusanto, this is for long term financing, namely housing loans.
Giving further details, Raharjo said that IDR 8 trillion was for loans, and IDR 4 trillion was for securitization. Th total number of housing loan debtors totaled 309,892. In 2013, SMF has provided loans amounting IDR 3.507 trillion consisting of IDR 1 trillion for securitization and IDR 2.507 trillion in loans.
Raharjo stated that SMF will continue to procure capital from the exchange by issuing mortgage-backed securities. He hopes that in the future there will be more investors interested in investing in these financial products.
“Capital market development for housing loan securities is relatively safer as it is backed by the claim against the underlying asset and increasing values of the underlying property,” concludes Raharjo.
(hot/kc)