Ada Pertanyaan? Hubungi Kami 
Ada Pertanyaan? Hubungi Kami Fathan Qorib, Andin Aditya Rahman
Bank Indonesia (BI) is currently drafting a regulation on the sharing of resources between sharia bank branches. Ahmad Buchori, Executive Director of the Sharia Banking Development and Regulation Research Group at BI, explained that this regulation will be similar to office channeling between sharia business units.
The main purpose of the regulation, according to Buchori, is to facilitate sharia banks using their primary office’s network to provide their services. Buchori says that BI’s target is to issue this regulation by the end of this year.
Buchori gave the example of a sharia bank with a branch office in Bandung intending to collect third party funds in regions outside Bandung. Under the proposed regulation, that bank could use its main office’s network to collect such funds in Sukabumi, Bogor, Cianjur, and other cities but limited to the same province.
“An additional requirement is to have a main branch office. For example, if Bank Syariah Mandiri has a branch office in Bandung, it may provide services in Sukabumi, Bogor, and even Cianjur, using its Bank Mandiri branch office,” explained Buchori.
Other than collecting third party funds, the regulation will also enable sharia banks to use the consulting services of their parent bank. Consulting services are primarily provided for large scale financings such as corporate finance and the construction of infrastructure and the like.
According to Buchori, this will be useful for regional sharia banks as currently they only handle small scale financing and have little experience with larger transactions.
“Usually, Sharia banks lean more towards SMEs,” he stated.
Achmad K. Permana, Head of Permata Bank Syariah, applauded BI’s initiative in drafting the regulation, as a positive step by BI that shows its support for the development of sharia banking in Indonesia.
“BI is responding to current circumstances, business acceleration needs networks,” emphasized Permana.
According to Permana, the regulation will at least reduce the amount of funds needed to establish branch offices as to do so is costly. The regulation will definitely contribute to the development of the sharia banking industry.
“Indeed the industry requires efficiencies to grow because as capital is a measurement, less capital requirements means the sector will grow more quickly,” asserted Permana.
(hot/kc)
Fathan Qorib, Andin Aditya Rahman
Bank Indonesia (BI) is currently drafting a regulation on the sharing of resources between sharia bank branches. Ahmad Buchori, Executive Director of the Sharia Banking Development and Regulation Research Group at BI, explained that this regulation will be similar to office channeling between sharia business units.
The main purpose of the regulation, according to Buchori, is to facilitate sharia banks using their primary office’s network to provide their services. Buchori says that BI’s target is to issue this regulation by the end of this year.
Buchori gave the example of a sharia bank with a branch office in Bandung intending to collect third party funds in regions outside Bandung. Under the proposed regulation, that bank could use its main office’s network to collect such funds in Sukabumi, Bogor, Cianjur, and other cities but limited to the same province.
“An additional requirement is to have a main branch office. For example, if Bank Syariah Mandiri has a branch office in Bandung, it may provide services in Sukabumi, Bogor, and even Cianjur, using its Bank Mandiri branch office,” explained Buchori.
Other than collecting third party funds, the regulation will also enable sharia banks to use the consulting services of their parent bank. Consulting services are primarily provided for large scale financings such as corporate finance and the construction of infrastructure and the like.
According to Buchori, this will be useful for regional sharia banks as currently they only handle small scale financing and have little experience with larger transactions.
“Usually, Sharia banks lean more towards SMEs,” he stated.
Achmad K. Permana, Head of Permata Bank Syariah, applauded BI’s initiative in drafting the regulation, as a positive step by BI that shows its support for the development of sharia banking in Indonesia.
“BI is responding to current circumstances, business acceleration needs networks,” emphasized Permana.
According to Permana, the regulation will at least reduce the amount of funds needed to establish branch offices as to do so is costly. The regulation will definitely contribute to the development of the sharia banking industry.
“Indeed the industry requires efficiencies to grow because as capital is a measurement, less capital requirements means the sector will grow more quickly,” asserted Permana.
(hot/kc)