Ada Pertanyaan? Hubungi Kami 
Ada Pertanyaan? Hubungi Kami Fathan Qorib, Robert Sidauruk
Bank Indonesia (BI) has issued a guide for the trial of the branchless banking system, which includes the information regarding the type of businesses, products, and services that banks may provide.
Under this system, certain payments and banking services will be provided to communities via third parties (agents), as opposed to the bank’s branch offices, in order to supply banking services for areas with a lack of or low access to banks.
Mulya E. Siregar, Executive Director of Banking Research and Control at BI, stated that the first trial of the system will be held in North Sumatra, South Sumatra, West Java, Central Java, East Java, Bali, East Kalimantan, as well as South Sulawesi.
“We believe that these areas have potential in implementing the branchless baking system,” he added.
BI encourages banks to be involved in the trial of this system. However, as Mulya explained, they must first secure approval from BI, which will be determined based on BI’s assessment of the bank’s capital adequacy.
In addition, because the system involves third parties, Mulya emphasized that banks must carefully verify their agents. Banks, as Mulya said, should choose well-known figures in each region as third party representatives.
“With this, hopefully disputes can be avoided,” he explained.
Meanwhile, Boedi Armanto, Director of Accounting and Payment System at BI, stated that the branchless banking system aims to increase people’s awareness of banking products.
“We will encourage people to access banking services by maximizing the use of technology,” he concluded.
(hot/jt)
Fathan Qorib, Robert Sidauruk
Bank Indonesia (BI) has issued a guide for the trial of the branchless banking system, which includes the information regarding the type of businesses, products, and services that banks may provide.
Under this system, certain payments and banking services will be provided to communities via third parties (agents), as opposed to the bank’s branch offices, in order to supply banking services for areas with a lack of or low access to banks.
Mulya E. Siregar, Executive Director of Banking Research and Control at BI, stated that the first trial of the system will be held in North Sumatra, South Sumatra, West Java, Central Java, East Java, Bali, East Kalimantan, as well as South Sulawesi.
“We believe that these areas have potential in implementing the branchless baking system,” he added.
BI encourages banks to be involved in the trial of this system. However, as Mulya explained, they must first secure approval from BI, which will be determined based on BI’s assessment of the bank’s capital adequacy.
In addition, because the system involves third parties, Mulya emphasized that banks must carefully verify their agents. Banks, as Mulya said, should choose well-known figures in each region as third party representatives.
“With this, hopefully disputes can be avoided,” he explained.
Meanwhile, Boedi Armanto, Director of Accounting and Payment System at BI, stated that the branchless banking system aims to increase people’s awareness of banking products.
“We will encourage people to access banking services by maximizing the use of technology,” he concluded.
(hot/jt)