Ada Pertanyaan? Hubungi Kami 
Ada Pertanyaan? Hubungi Kami Abdul Razak Asri, Fajar Reyhan Apriansyah, Mahinda Arkyasa
Due to the recent technology development, business transactions can be conducted anywhere and anytime. Realizing this fact, Bank Indonesia (BI) is now planning to create a cashless society.
Puji Atmoko, Deputy Director of Bank Indonesia (BI), explained that there are some benefits if Indonesia moving toward a cashless society.
Firstly, it will improve efficiency in transactions and it is relatively inexpensive to maintain. Moreover, electronic transactions are easier to trace, thus helping in the prevention and eradication of corruption and money laundering crimes.
“Printing new currency costs a lot of money and maintenance costs are also quite high,” said Puji, During a seminar on Cyber Law at Universitas Padjajaran Bandung, Tuesday (19/3).
Puji, however, admitted that having a cashless society does not necessarily eliminate all cash transactions, it merely encourages people to prefer non-cash transactions.
“As far as I know, there is no country that can totally eliminate cash transactions, we can only limit its use,” he said.
Puji explained further that in order to move toward a cashless society, a comprehensive legal framework must be established.
Although there is already Law No. 11 of 2008 on Electronic Information and Transactions and Government Regulation No. 82 of 2012 on Organizing Electronic System and Transactions (“PP 82/2012”), Puji asserted that there are other issues that must be regulated, including certification of electronic system organizers.
Certification of electronic system organizer, as Puji explained, will assure the consumers that conduct online transaction. This method has been implemented in some countries, by affixing “Trusted” logo in the seller’s webpage.
Duringthe same event, Danrivanto Budhijanto, Director of Information Technology Law Program at Universitas Padjadjaran, said that BI needs to adjust its regulation with PP 82/2012.
Furthermore, Danrivanto explained that a cashless society can be established only if there is cooperation between the Ministry of Communication and Information Technology (Ministry) and BI.
“Although BI is the sole supervisor of Indonesian bank sector, when it comes to information technology, it should be regulated together with the Ministry,” he concluded.
(jt/hot)
Abdul Razak Asri, Fajar Reyhan Apriansyah, Mahinda Arkyasa
Due to the recent technology development, business transactions can be conducted anywhere and anytime. Realizing this fact, Bank Indonesia (BI) is now planning to create a cashless society.
Puji Atmoko, Deputy Director of Bank Indonesia (BI), explained that there are some benefits if Indonesia moving toward a cashless society.
Firstly, it will improve efficiency in transactions and it is relatively inexpensive to maintain. Moreover, electronic transactions are easier to trace, thus helping in the prevention and eradication of corruption and money laundering crimes.
“Printing new currency costs a lot of money and maintenance costs are also quite high,” said Puji, During a seminar on Cyber Law at Universitas Padjajaran Bandung, Tuesday (19/3).
Puji, however, admitted that having a cashless society does not necessarily eliminate all cash transactions, it merely encourages people to prefer non-cash transactions.
“As far as I know, there is no country that can totally eliminate cash transactions, we can only limit its use,” he said.
Puji explained further that in order to move toward a cashless society, a comprehensive legal framework must be established.
Although there is already Law No. 11 of 2008 on Electronic Information and Transactions and Government Regulation No. 82 of 2012 on Organizing Electronic System and Transactions (“PP 82/2012”), Puji asserted that there are other issues that must be regulated, including certification of electronic system organizers.
Certification of electronic system organizer, as Puji explained, will assure the consumers that conduct online transaction. This method has been implemented in some countries, by affixing “Trusted” logo in the seller’s webpage.
Duringthe same event, Danrivanto Budhijanto, Director of Information Technology Law Program at Universitas Padjadjaran, said that BI needs to adjust its regulation with PP 82/2012.
Furthermore, Danrivanto explained that a cashless society can be established only if there is cooperation between the Ministry of Communication and Information Technology (Ministry) and BI.
“Although BI is the sole supervisor of Indonesian bank sector, when it comes to information technology, it should be regulated together with the Ministry,” he concluded.
(jt/hot)